USDA

This program is ideal for borrowers with little or no cash, as no down payment is needed for closing.

Loan Features:

  • No Down Payment.

  • Minimum 620 FICO.

  • Property must be located in a rural eligible area.

  • Income limits apply.

  • Owner Occupied only.

  • Fixed rate mortgage.

To Learn More:

Visit USDA’s website to see their eligible areas: https://eligibility.sc.egov.usda.gov/eligibility/welcomeAction.do

To begin a loan application or speak with a loan officer, please visit our Locations page to find a branch closest to you.