Conventional

For as little as 3% down payment you can finance your new home!

Our Conventional loan programs help potential homeowners with credit scores as low as 620. Mortgage Insurance premiums may be less than those required for FHA loans.

Loan features:

  • Down payment of 3% or more.

  • Closing costs may be required.

  • Loan amounts to $453,100 for single dwellings, up to $679,650 in high cost areas.

  • Sellers may contribute towards closing costs.

  • Gift funds allowed.

Additional Conventional Loan Programs:

  • HomeReady and HomePossible, conventional loan programs that have reduced mortgage insurance for low to moderate income borrowers.

  • PaceBuster, a refinance loan program that can help pay off your existing energy efficiency loans, typically PACE or HERO loans.

To begin a loan application or speak with a loan officer, please visit our Locations page to find a branch closest to you.