SCHFA

Are you a first-time homebuyer in the area of Los Angeles or Orange County?

Southern California Home Financing Authority will be available to qualifying low and moderate income first-time homebuyer families throughout the County of Orange and the County of Los Angeles, excluding the City of Los Angeles. The competitive 30 year fixed rate mortgage provides a down payment assistance grant of up to 4 percent.

Loan Features:

  • 4% Down Payment Assistance Grant (non-repayable).

  • Minimum credit score of 640 is required.

  • 30 Year Fixed Rate Mortgage.

  • 45% Debt to Income (DTI).

  • One unit properties only.

  • Primary Residence Only.

To begin a loan application or speak with a loan officer, please visit our Locations page to find a branch closest to you.