VA Loans

Be rewarded for your service to our country. Loans available to Active Duty, Veterans, National Guard, Reserve Members, Unmarried Surviving Spouses, and Disabled Veterans.

Loan Features

  • VA Purchase loans with no down payment or 100% financing required up to $453,100*. Closing costs may be required.

  • VA High Balance loan to $2 million with 25% down payment for loan amounts greater than $453,100.**

  • No Mortgage Insurance is required.  

  • The seller can contribute up to 4% to help pay closing costs.

*Minimum credit score of 620 required.

**High Balance loans require a higher credit score.

VA Loan types

  • Purchase a home at competitive rates often without requiring a down payment, PMI (private mortgage insurance) is never required.

  • Homeowners who want to take cash out of their home equity to take care of concerns like paying off debt, funding school, or making home improvements. Cash-Out Refinance can also be used to refinance a non-VA loan into a VA loan.

  • IRRRLS (Interest Rate Reduction Refinance Loan) affords a lower interest rate by refinancing your existing VA loan.

All VA loans require a loan decision by a VA approved underwriter. Other terms, service requirements and conditions will apply.

For Eligibility and more information about VA loans please follow this link


To begin a loan application or speak with a loan officer, please visit our Locations page to find a branch closest to you.