Have a Unique Financial Situation?

Do you happen to have a unique financial situation? Are you self-employed? Our Galton program might be able to help you qualify to finance your dream home!

How can we help?

  • We can qualify through alternative documentation types such as liquid assets or bank statements for self-employed borrowers.
  • Reduced waiting periods after credit hits such as foreclosure, short sale, or bankruptcy
  • No maximum cash-out limit on refinances after a six month seasoning period. (LTV limits apply)
  • Minimum FICO Score of 620. (per scenario)

Specific Loan Program Information

  • No Mortgage Insurance (MI) on any scenario!
  • Loans between $100,000 up to $2.5 million.
  • 5% minimum borrower contribution required.
  • Jumbo loan amounts available up to 95% with no MI! (LTV limits apply)
  • Non-permanent resident aliens allowed. 
  • Fixed and ARM Rate options available. (Adjustable Rate Mortgage).

Subject to applicant and property qualification. Subject to change without notice. Rate and terms apply only to subject programs.